Category: Cost of Healthcare

Category: Cost of Healthcare, Health and Wellness, Health Insurance

What Can Blue Do for You in the Face of COVID-19?

The changes we’ve all faced in the past few weeks have been really stressful. It’s important to me that we keep you all on top of what we are doing at Blue Cross to make sure the healthcare system, now so vital to our continued good health outcomes here in Louisiana, is strong and has the resources it needs.

Even before COVID-19, Blue Cross was paying for around $300 million a month in healthcare services for our members here in Louisiana. And with the current emergency around COVID-19, we could do even more. Here’s a few things that we have implemented to make it easier to protect your health. Read more

Category: ACA and Policy, Cost of Healthcare, Health Insurance

Podcast 8 | HIT tax, stopping the bleeding and what happens if the ACA falls

In this episode of the Straight Talk podcast (23:32), Mike sits down to answer some questions from readers.

Mike takes on your tough questions, including how the Health Insurance Tax is affecting your premiums (hint: they are taking a hit, but there are other factors that can cause your rates to go up. Mike spells them out).
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Category: Cost of Healthcare, Health Insurance

How Do You Feel About Surprises?

Let me ask you a hypothetical question. Would you rather:

  1. Pay a $500 bill that you were totally expecting, or
  2. Pay a $300 bill that was a total surprise?

As the person who keeps track of bills and payments due for my family, I say there is NOTHING worse than a bill you weren’t expecting. No matter how much I owe, if I know about it up front, I can plan, estimate, maneuver, borrow or do whatever I have to do to pay that bill on time.

If I get ambushed, though… Grrrrr!!!! Don’t like it. Much more stressful. Read more

Category: Cost of Healthcare, Government Programs, Health Insurance

My Son Just Turned 26 and He’s Off My Insurance! What Do I Do Now?

Legislation, both state and federal, has a unique way of imposing rather artificial life transitions on us. When I turned 15 years old in the mid-70s, I was immediately eligible (after taking a VERY simple test and paying $5) to drive a car, alone, anywhere I wanted to go. No auto insurance was required, by the way. At my 18th birthday, I was legally able to join the military, vote, and buy and drink alcohol. I was dubbed by society at that point a fully featured “adult.” In the 70s.

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Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Medicare for All: What are the Risks?

I watched the Affordable Care Act completely change the way health insurance is paid for and delivered over the past decade. Today, I think it’s prudent to apply some of what I’ve learned on those front lines to the current healthcare debate: Medicare for All.

As you might expect, there are many risks and many unknowns in this proposed massive undertaking that would re-route 20% of our country’s Gross Domestic Product (GDP).

Here are the top 10 things I believe will have to be carefully thought out before such a program has a chance of success. Read more

Category: ACA and Policy, Cost of Healthcare, Government Programs, Health Insurance

Is Single-Payer Healthcare a Single-Sided Salad Bar?

According to a new Kaiser Family Foundation poll, which asks Americans about healthcare topics each month, support for Medicare-for-all, which we’ve called “singlepayer healthcare” in these pages, has narrowed in recent months. In a poll conducted Oct. 3 – 8, 2019, 51% of those polled said they favor a national health plan and 47% opposed. That’s a 5% drop since the beginning of the year.

It seems Americans are starting to think similarly to me – single-payer healthcare will narrow our choices when it comes to healthcare. Read more