As time passes and you watch your health insurance premiums creep upward, as has unfortunately happened quite a bit in the past few years, it’s good to remember that fully 26% of that premium is used to buy nothing but prescription drugs for our members. I’ve written about this before, but here’s how each dollar in premiums paid by our members broke down in 2021: Read more
*With thanks to Phil Ellis, Ph.D.!
One of the coolest things about being a Blue Cross and Blue Shield of Louisiana member (as over 1.9 million Louisianians are!) is that we are part of the Blue Cross Blue Shield Association that covers health insurance for 119 MILLION Americans across plans! Think about that for a minute … Read more
We’re still talking about the fix for Family Glitch. Remember, that’s the new federal change that allows spouses and dependents to shop on Healthcare.gov WITH SUBSIDIES if the cost of family coverage through an employer is too high.
So, who is the Family Glitch Fix going to help? Eventually, millions of people. Read more
Thanksgiving is just a few days away. My large extended family will descend on my house outside of Baton Rouge to eat tons of food, watch football and talk. With every family gathering, there’s lots of conversations. My family members like to tell old stories as much as I do. We catch up with family we only see on major holidays to find out what they’ve been up to. There’s always one relative who brings up the thing WE DO NOT TALK ABOUT and gets everyone, well, animated. Read more
Recently, I wrote about a dramatic change to the health insurance market. It starts officially on Jan. 1, 2023, and it’s called the Family Glitch Fix. This is going to create a brand-new path to more affordable health insurance coverage for many spouses and dependents of employees who currently get coverage through an employer. Read more
Mike realized a lot of the lessons he shared during last year’s Open Enrollment Period still track! He’s updated that 2021 post to share tips to keep in mind as you’re shopping for your health plan coverage. Read more
