I think we all have this person in our lives: “I take care of myself. Don’t ask anyone for anything. I just want everybody to take care of themselves and that’s that! I can take care of myself!”
The notion of taking care of yourself and not being super dependent on others has some attraction for many of us, and is a source of pride, even. But there are times when it just makes sense to accept help that’s offered. Read more
I talk about the nuances of funding health insurance all the time. From big ideas on how to reduce spending and how the pharmacy industry works, to rebates and profit margin limitations, I’ve hit a lot of topics in Straight Talk (and most of those are just in the past few months!). Read more
As time passes and you watch your health insurance premiums creep upward, as has unfortunately happened quite a bit in the past few years, it’s good to remember that fully 26% of that premium is used to buy nothing but prescription drugs for our members. I’ve written about this before, but here’s how each dollar in premiums paid by our members broke down in 2021: Read more
*With thanks to Phil Ellis, Ph.D.!
One of the coolest things about being a Blue Cross and Blue Shield of Louisiana member (as over 1.9 million Louisianians are!) is that we are part of the Blue Cross Blue Shield Association that covers health insurance for 119 MILLION Americans across plans! Think about that for a minute … Read more
We’re still talking about the fix for Family Glitch. Remember, that’s the new federal change that allows spouses and dependents to shop on Healthcare.gov WITH SUBSIDIES if the cost of family coverage through an employer is too high.
So, who is the Family Glitch Fix going to help? Eventually, millions of people. Read more
Thanksgiving is just a few days away. My large extended family will descend on my house outside of Baton Rouge to eat tons of food, watch football and talk. With every family gathering, there’s lots of conversations. My family members like to tell old stories as much as I do. We catch up with family we only see on major holidays to find out what they’ve been up to. There’s always one relative who brings up the thing WE DO NOT TALK ABOUT and gets everyone, well, animated. Read more
