Category: Health Insurance

Let me ask you a hypothetical question. Would you rather:

1. Pay a $500 bill that you were totally expecting, or
2. Pay a $300 bill that was a total surprise?

As the person who keeps track of bills and payments due for my family, I say there is NOTHING worse than a bill you weren’t expecting. No matter how much I owe, if I know about it up front, I can plan, estimate, maneuver, borrow or do whatever I have to do to pay that bill on time.

If I get ambushed, though… Grrrrr!!!! Don’t like it. Much more stressful. Read more

“Cut the grass, son!” Yep, that’s my Dad, circa early 1970s, encouraging 11-year-old me to get off my butt and do some work, which frankly at that age I was keen to avoid. But he was home from working offshore and would be for at least a week, and it was July in Morgan City. You could almost watch the grass grow, so I wasn’t getting out of it. Read more

For the past few months, I’ve been telling my Straight Talk audience about the people at Blue Cross who are doing hard work to make big improvements to the health insurance landscape and health in Louisiana.

Today, I want to introduce you to the head honcho here at Blue Cross, Dr. I. Steven Udvarhelyi. He’s our President and CEO and he’s best known around here as Dr. Steve. Read more

You ever hear the expression “You just can’t make this stuff up?” It implies that reality is so bizarre, so unexpected, that it HAS to be unscripted and random.

If you’ve followed the fate of the Affordable Care Act through the courts over the past decade, you would become a believer of “you just can’t make this stuff up.” Read more

Legislation, both state and federal, has a unique way of imposing rather artificial life transitions on us. When I turned 15 years old in the mid-70s, I was immediately eligible (after taking a VERY simple test and paying $5) to drive a car, alone, anywhere I wanted to go. No auto insurance was required, by the way. At my 18^th birthday, I was legally able to join the military, vote, and buy and drink alcohol. I was dubbed by society at that point a fully featured “adult.” In the 70s.

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The U.S. Fifth Circuit Court of Appeals on Wednesday ruled that the Affordable Care Act’s individual mandate is unconstitutional.

It’s a big ruling, the second step in a long process to determine the future of the law. But the Fifth Circuit stopped short of what the people who brought the lawsuit wanted. In fact, the judges on the Fifth Circuit, right here in Louisiana, sent the lawsuit back to the district judge in Texas to “conduct a more searching inquiry” into which parts of the law could survive without the mandate. Read more