Category: Health and Wellness

What We Know, and What We Don’t Know, About the Coronavirus (COVID-19)

In case you missed it, it’s cold and flu season. Hopefully, you are following the advice medical and public health professionals have been giving for years: Get your flu shot, wash your hands regularly, avoid huge crowds, try not to touch your face and, for God’s sake, keep your fingers out of your nose! (Quit denying it, I saw you!) Likewise, if you start to feel bad, running fever and the like, don’t go to work, school or public gatherings, and see a healthcare provider as soon as possible.

These habits will serve you well in the face of the latest viral threat, the new coronavirus, formally named COVID-19. Read more

Category: ACA and Policy, Cost of Healthcare, Health Insurance

Podcast 8 | HIT tax, stopping the bleeding and what happens if the ACA falls

In this episode of the Straight Talk podcast (23:32), Mike sits down to answer some questions from readers.

Mike takes on your tough questions, including how the Health Insurance Tax is affecting your premiums (hint: they are taking a hit, but there are other factors that can cause your rates to go up. Mike spells them out).
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Category: Cost of Healthcare, Health Insurance

How Do You Feel About Surprises?

Let me ask you a hypothetical question. Would you rather:

  1. Pay a $500 bill that you were totally expecting, or
  2. Pay a $300 bill that was a total surprise?

As the person who keeps track of bills and payments due for my family, I say there is NOTHING worse than a bill you weren’t expecting. No matter how much I owe, if I know about it up front, I can plan, estimate, maneuver, borrow or do whatever I have to do to pay that bill on time.

If I get ambushed, though… Grrrrr!!!! Don’t like it. Much more stressful. Read more

Category: ACA and Policy, Government Programs, Health Insurance

The Great Experiment: California Goes “ALL-IN” on the Affordable Care Act

“Cut the grass, son!” Yep, that’s my Dad, circa early 1970s, encouraging 11-year-old me to get off my butt and do some work, which frankly at that age I was keen to avoid. But he was home from working offshore and would be for at least a week, and it was July in Morgan City. You could almost watch the grass grow, so I wasn’t getting out of it. Read more